​Mortgages

Many property investors choose to finance their purchase with a mortgage rather than buying entirely with cash. A mortgage can provide greater flexibility and allow investors to expand their portfolio by leveraging their capital effectively.

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If you plan to purchase with a mortgage, lenders will typically require the following information:

• Details of the property you intend to purchase

• Photo identification for all purchasers

• Proof of address

• roof of funds, including deposit

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Once your mortgage broker reviews your information, they will help arrange a Mortgage in Principle, which confirms how much you may be able to borrow. As the purchase progresses, the lender will then arrange the final mortgage approval ahead of completion.